Practitioner-Led Expertise
Experience gained through direct responsibility for banking strategy, marketing, product development, customer acquisition, payments and organisational performance.
BANKING • PAYMENTS • PRODUCT DEVELOPMENT • SUSTAINABLE & DEVELOPMENT FINANCE
Marketing, Product Development & Sustainable Finance Expertise for Banks and Financial Institutions
SnowTec is a specialist financial-services consultancy supporting banks, financial institutions and development-finance programmes with marketing transformation, financial-product development, market growth and sustainable-finance strategy.
Our experience combines senior leadership in conventional and Islamic banking, payments and corporate finance with more than a decade of international advisory work on EU-funded and European development-finance programmes.
We help financial institutions translate international best practice into commercially relevant products, stronger customer propositions and practical solutions aligned with market priorities, national climate commitments and the UN Sustainable Development Goals.
The SnowTec Difference
Senior Banking Experience. International Development-Finance Expertise.
SnowTec brings together two perspectives rarely found in one advisor: senior commercial banking experience and hands-on delivery across international sustainable and development-finance programmes.
This enables us to understand both the commercial realities faced by financial institutions and the governance, sustainability and development objectives expected by international funding partners.
Both Sides of the Table
Strategies are informed by experience both inside financial institutions and as an external advisor to banks, development-finance institutions and international programmes.
International Standards, Local Relevance
Experience on EU-funded and European development-finance assignments brings exposure to international methodologies, sustainability frameworks and institutional standards — adapted to each bank’s market, customers and operating realities.
Commercial Growth with Development Impact
SnowTec helps institutions develop commercially viable propositions that can also support energy efficiency, climate finance, SME development, financial inclusion, national climate priorities and the SDGs.
What We Do
Turning Financial-Sector Expertise into Client Advantage
SnowTec helps banks and financial institutions strengthen propositions, develop new products, expand markets and build the internal capability required to deliver sustainable growth.
Marketing & Brand Transformation
Marketing strategy, function transformation, brand positioning, customer segmentation, acquisition strategy, customer lifecycle management and institutional marketing capability.
Financial Product Development & Proposition Strategy
Development and repositioning of retail, SME, corporate and Islamic banking products, customer value propositions, portfolio strategy and routes to market.
Market Growth, Origination & Strategic Partnerships
Market development, customer acquisition, origination strategy, distribution partnerships, stakeholder engagement and strategic alliances designed to increase market penetration and business growth.
Sustainable & Development Finance
Sustainable-finance products, green credit lines, market development, origination support, programme communications, stakeholder engagement and institutional capacity building for internationally funded programmes.
Meet Dina Snow
Meet Dina Snow — Financial Services Executive & International Advisor
Banking, Product Development & Sustainable Finance
Dina Snow is a senior financial-services executive and international advisor with more than 30 years of experience across banking, payments, marketing transformation, financial-product development, customer growth and sustainable finance.
Her career includes senior leadership roles with Standard Chartered Bank, RAKBANK, Tamweel, MasterCard Worldwide and Mubadala GE Capital, with responsibilities spanning marketing strategy, product development, customer acquisition, portfolio growth, brand positioning, strategic partnerships and organisational transformation.
Since 2014, she has advised financial institutions across Africa, the Middle East and Asia through EU-funded programmes and assignments supported by European and international development-finance institutions, including programmes associated with KfW, EBRD, AFD, the European Union and the Green Climate Fund.
Her work has supported banks in developing sustainable-finance products, strengthening market uptake, building origination capability, engaging stakeholders and translating international programme objectives into commercially relevant financial solutions.
This combination of commercial banking leadership and development-finance advisory experience enables Dina to bridge the priorities of banks, international financiers and the markets they serve.
Marketing transformationProduct developmentMarket growthStrategic partnershipsBanking & paymentsSustainable finance
30+ YearsBanking and financial-services experience
12+ ProgrammesSustainable and development-finance programmes
16 Financial InstitutionsSupported through sustainable-finance assignments
EU & European DFI ExperienceInternational programme delivery and institutional advisory
International Experience
International Banking, Payments & Sustainable Finance Experience
Dina’s experience spans conventional banking, Islamic finance, payments, sustainable finance and internationally funded financial-sector programmes across the Middle East, Africa and Asia.
Sustainable & Development Finance
Since 2014, Dina has supported sustainable-finance programmes across Bangladesh, Egypt, Nigeria, Namibia, Palestine and Mauritius, working with 16 financial institutions.
Assignments have included programmes funded or supported by the European Union, KfW, EBRD, AFD and other international development-finance institutions, covering sustainable-finance product development, market activation, origination, stakeholder engagement, communications and institutional capacity building.
Banking, Payments & Financial Services
Her executive and regional banking experience includes the UAE, Qatar, Oman, Kenya, Zambia, Nigeria and Ghana, together with wider responsibilities across Africa, the Middle East and the Levant.
Islamic Banking & Finance
Experience includes Islamic banking proposition development, home finance, product strategy, customer acquisition and market positioning.
Sustainable & Development Finance
Banking, Payments & Financial Services
Islamic Banking & Islamic Finance
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Selected Financial Institutions & Development Partners
Consulting Experience Across Banking & Development Finance
SnowTec’s experience includes work with leading banks, international financial institutions, development partners and consulting organisations supporting financial-sector growth and sustainable development.
Stantec
European Bank for Reconstruction and Development (EBRD)
National Bank of Egypt
QNB
National Bank of Kuwait
AETS
Agence Française de Développement (AFD)
KfW Development Bank (KfW)
European Union — EU-funded financial sector and development programmes
Visa
Econoler
Cairo Amman Bank
SUNREF
Business & Finance Consulting
State Bank of Mauritius
Banque du Caire
Mauritius Commercial Bank
Green Climate Fund
Bank of Industry, Nigeria
GOPA
VNG International
Contact
Discuss a Banking or Financial Services Engagement
SnowTec supports banks, financial institutions, development-finance organisations and international consulting firms on assignments involving marketing transformation, financial-product development, market growth, strategic partnerships and sustainable finance.
Particular experience includes helping financial institutions translate international development-finance objectives into marketable products, stronger origination and practical institutional capability.